Report counterfeit checks to the Federal Trade Commissioneither online or by phone at The FTC also offers more information to protect yourself after a data breach. Scams may come through phone calls from real people, robocalls, or text messages. But be wary of unsolicited phone calls from companies posing as this lender. Look up the employee's name in the Census staff directory. If the offer is from a known source, like your bank or a well-known lending provider, it could be the real thing. You could even use a personal loan for a non-emergency such as a home improvement project. The good news is that loan scams raise a number of unmistakable red flags. Forward phishing emails to the Federal Trade Commission at spam uce.
ATTENTION: If you've been contacted by loan scammers, your personal information may have been breached. ScamGuard highly recommends that consumers.
8 warning signs of a personal loan scam
Arm yourself against identity theft or losing money to a scam by knowing the warning signs and how to spot a legit lender. They first wanted $ and I emailed that too much for loan fees of a loan not given.
They lowered it to $50, and to me it is a scam. Loans do not.
If you get an email from the Census Bureau, it's probably a scam. How to get a debt consolidation loan with bad credit. Forward any website links that claim to be the IRS, but don't start with "www. Available for all credit scores.
You can also report certain types of scams and fraud to federal enforcement agencies.
I was sent a legitimate-looking e-mail saying I was approved for a loan. I chose to check out the live chat link which sent me to a legitimate website that c.
I got a preapproved loan offer.
7 Signs of a Personal Loan Scam
You will be given a date when you can return to the site to enroll. Many legit lenders request your bank account information to confirm your identity and deposit your loan. Get the information you need to protect yourself from being a victim of the latest scam tactics:. In some cases, businesses running personal loan scams will list addresses that are actually vacant lots.
Report Scams and Frauds USAGov
Loan scams complaints
|Forward phishing emails to the Federal Trade Commission at spam uce.
Plenty of online forums like Reddit and Quora allow you to browse customer opinions and crowdsourced answers about lenders and potential scams. Equifax, one of the three major credit reporting agencies in the U. Is it legit? The federal government maintains a database of state consumer protection agencies to help you get in touch with the proper authorities.